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A few things:
1. When it comes to approvals, YOU set the approval process. It’s 100% normal for them to create posts for you to approve in advance. We create editorial calendars in Sheets and there’s even a checkbox for clients to mark if it’s approved to run or not.
2. Some platforms do not require password sharing. For Meta (FB and Instagram) and LinkedIn, you can add them as a user.
3. Try to only hire a contractor in your country. GIVE THEM A CONTRACT outlining expected conduct and deliverables.
In the US, you can confirm this via an email. But have a very clear agreement about what will happen and also, how you will separate from the contractor when it is time.
4. Finally, ask them for examples of success on social media and make sure you see eye-to-eye on metrics that matter.
The last thing you want is some screw zoo buying bots or going in engagement pods to claim they got you X number of followers, when your #1 metric is phone calls from local customers. In which case, your strategy should lean more heavily on FB groups versus whatever.