Nothing straight wrong with using money robot or black hat techniques in my opinion, but it is dangerous. If the links made with money robot go to a pbn that is build with care and precautions, it will help, if the links are going straight to money site, it will hurt in the long run.
Check the new backlinks, and traffic sources to be sure.
“Black hat” are techniques that Google don’t like, most of the time because it makes their work more complicated, but also “white hat” only pushes websites to go straight to Google ads to be somehow in the first position, as long as you have the money to be there.
So in reality that works for someone is always grey.
Long term white hat is slow, and is not even secure, because everyone doing the same has the same chances. And then no one has any chance because if everyone optimize in the same way how could Google show relevant content?
That’s why backlinks are so important, and that’s why it depends a lot of how the software to build fast backlinks is used.
But you are mostly right, is very easy to fuckup with black hat SEO, and is hard to be unpenalized.
In your place I’ll learn about money robot, and look at boss reaction, and be clear in the risks to him, so he won’t blame you if everything explode.